“The debt is gone. It’s so soothing, so relieving, so peaceful… I’m free!”

Free help for New Zealanders like Winnie in unmanageable debt and hardship.

“The debt is gone. It’s so soothing, so peaceful… I’m free!”

Free help for NZers like Winnie in unmanageable debt & hardship.

CAP walks alongside whānau — ending money chaos in Aotearoa. In partnership with churches, NZers like Winnie find freedom from debt… and strengthen their relationships with money, themselves, others & God.

CAP walks alongside whānau — ending money chaos in Aotearoa. In partnership with churches, NZers like Winnie find freedom from debt… and strengthen their relationships with money, themselves, others & God.

churches run free CAP Money courses across Aotearoa

New Zealanders have said 'goodbye' to unmanageable debt

%

of CAP clients felt closer to God in 2024, compared with the past

Ways we can help you

CAP Debt Help

Money pressure quiz  3 mins

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Impact stories

The loss of his career and the loss of a relationship coincided, leaving Lee completely overwhelmed. However, as a dad, Lee was committed to do anything for his two boys.

Despite feeling fearful, he reached out to CAP for free Debt Help. “There was a gentleness I’d never experienced before… CAP put a wall around the chaos of my life.”

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Lee standing outside in his garden holding seed packets
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Chanel & 12 other NZers share their CAP journeys from money chaos to freedom.

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Beautiful stories from New Zealanders as they journey out of money chaos

“I'm debt free. It's so surreal for me... Oh my gosh, I don't owe anybody anything and I can have a peaceful sleep.”

Sandra

“CAP really care about each person. They put a lot of time and love into each client and they did that with me from day dot.”

Gemma

“The day our Debt Coach came to our house...it was like God's peace walked through that door. She wasn't judging us that we were gambling and over-spending.”

Kath & Malo

“Our marriage has gone from strength-to-strength. And there's no greater feeling on earth than saying YES to your kids.”

Mark & Carol