Research and Policy
Compassionate solutions to stem the causes of poverty in AotearoaCAP amplifies the voices of individuals and whānau caught in poverty and financial hardship. CAP is engaging organisations across Aotearoa to create positive change. Read our latest reports below or click to see submissions and responses to Government.
Meet the team
For people in financial hardship, a car loan is often the largest contributor to their unmanageable debt. It's easy to be lured into arrangements that require repayments of more than double the car sticker price. CAP lifts the bonnet on unethical finance practices.
Examining the impact of August 2021 lockdown on the social and economic wellbeing of vulnerable persons in Aotearoa. Options to reduce the negative impacts for these individuals and families into the future.
Poor debt collection practices — including harassment, bullying and coercion — intensify material & financial hardship. Recommendations for regulatory reform, plus calls for better protection for vulnerable families.
The depth and breadth of financial hardship is often underestimated. CAP acknowledges its toll on family wellbeing and the real risks of further harm, then makes recommendations for targeted and effective support.
Families face many barriers before reaching out for help with unmanageable debt. This report explores the barriers and demonstrates the importance of non-judgmental acceptance and community support.
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