With a ballooning need across Aotearoa in 2025, CAP is preparing for dozens of people like Kaylin and Johan to call for help every week.
Will you help one of them?
*$46 will start a new person on their Debt Help journey in 2025. Any funds raised above the need for food boxes will go where needed most. Online donations are powered by Pushpay and are secure.
Another way to give: via bank transfer or phone
* ‘My choice’ donations go where needed most.
Kaylin and Johan reached out to CAP for help two years ago:
“Before CAP, we were so deep in the hole…
The last two weeks of the month we’d be left with around $50 and we’d still need to get to work… still need to buy bread and milk. It was daunting.”
Like one in two NZ households, Kaylin and Johan were living paycheck to paycheck.
They had used all their earnings to get jobs and start a new life in New Zealand. Nothing was leftover. Moreover, budgeting was something they’d just never known or thought about.
Kaylin and Johan soon found themselves in a ‘deep hole’ of debt. Their relationship frayed to the point where they couldn’t even talk about money.
Hearing about CAP through a community group, Kaylin called for help.
“Talking about our financial situation was hard… I felt
vulnerable. But they were so kind and prayed for me.”
CAP enlisted a specialist team of caseworkers to provide solutions for their debt situation. In addition, there was a CAP support worker from a local church to meet the couple face-to-face, and to walk alongside them.
The couple felt cared for, and had tangible hope:
“The relief started coming. We had something to follow, a path to follow. They offered a food parcel if we needed it.”
Will you bring this same hope & help to another family in 2025?
*Online donations are powered by Pushpay and are secure.
Another way to give: via bank transfer or phone
* ‘My choice’ donations go where needed most.
Your gift today will provide a person with Free Debt Help:
- A first responder to answer their call
- A budget prioritising life’s essentials such as food, rent and savings.
- A team of specialist CAP caseworkers to support & advocate for the person in the long term.
- A food box, full of essentials and treats, or whatever best meets a person’s practical needs.
- Wrap-around care from the local church.
Your gift today will provide:
Free Debt Help support: a caring first responder; a budget prioritising essentials like food, rent, and savings; plus a team of specialist CAP caseworkers to support and advocate for them for the long-term… however long it takes for people to be free from unmanageable debt – whether that’s months or years.
Wrap-around care from the local church.
Got questions? Check our FAQs
Kaylin & Johan: “Thank you for making a change.”
Sadly, before CAP 3 out of 5 families like Kaylin and Johan find themselves increasingly isolated because of debt:
👨👩👧 “I didn’t want the Christmas season to come. It felt like a burden, a chore.
We have community around us… but I didn’t want to see my friends. I didn’t want to do anything.”
Friend, when you donate today you’ll ensure another family like Kaylin and Johan’s receives free, life-changing help.
Kaylin and Johan met with their Debt Coach, Andy, who helped them gather bills and paperwork to get the CAP Debt Help Journey rolling.
And what’s really special, is that during their CAP journey, they encountered the love and care of the local church – such as when their son was born, the church arranged delivery of some meals.
The couple have since started going back to church as a family.
“Before CAP, we never thought of the meaning of Christmas. It never came to mind because were just so depressed or dark… we just couldn’t.
Now, Christmas is what should be. It’s about family, it’s about God, it’s about our faith.”
And because CAP works savings into budgets, Kaylin and Johan had a buffer! A few months ago, when their four-year-old daughter broke her glasses, Kaylin and Johan were delighted to have enough in their savings to buy a new pair for her, straight away!
“It’s exciting to sit down with our budget tools. It never felt like that before. We still only manage to do a little savings, but it’s something. It’s something, and it’s amazing.”
Kaylin and Johan are so grateful for the long-term support from CAP they have received, which was made possible through the generous donations of many supporters:
“Thank you for making a change. I don’t think there’s enough words. I’ve never dreamed so much in my life!
And just know you’re making a huge difference for families… It’s going to have a flow-on effect. We’ll be able to teach our children and they can teach their children.”
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