Unmanageable debt is exhausting.
Iopu (Ee -o-pu) was working hard at a good job, devoted to caring for his family.
But he was struggling to keep up with regular bills and multiple loan repayments, drowning in debt and arrears.
He couldn’t afford to travel to social events or give as he so loved to do. His embarrassment kept him from reaching out for help, and the debt impacted his mental health.
“I was just engulfed in “Okay, how am I going to pay this?” and not ever finding a way out.”
With the current cost-of-living squeeze, Iopu’s situation is all too common.
Right now, CAP is walking alongside 20% more families in financial hardship than at the same time last year. Will you help one of them?
Free Debt Help support: A CAP Debt Coach visits each person’s home – meeting face-to-face and offering karakia/prayer. Plus there’s On-going support from the CAP Team, who craft a budget that prioritises essentials like food, rent, and savings – enabling people to pay back debt using their own income. The team also adjust budgets as people’s needs change.
A specialist team in cases of unfairness: A team of specialist CAP caseworkers to support and advocate for the person in situations of illegal or unfair loans
A one-off food shop or whatever best meets a person’s urgent practical needs
Wrap-around care from the local church
- Free Debt Help support
- A budget prioritising life’s essentials such as food, rent and savings – adaptable as people’s needs change
- A team of specialist CAP caseworkers to support & advocate for the person in situations of illegal or unfair loans
- A one-off food shop or whatever best meets a person’s needs.
- Wrap-around care from the local church.
$46 a month is what it takes to release each person in a household from poverty.
Another way to give: via bank transfer or phone
Financial hardship is mounting in Aotearoa. New Zealanders are resorting to high-cost loans in the face of high living costs for essential items.
When you give to Christians Against Poverty, you’re ensuring that people like Iopu receive free, wrap-around support – that impacts whole families.
With CAP and the local church walking alongside, people don’t have to tackle their money chaos alone… plus there are opportunities to take steps closer to Jesus!
Iopu says he feels closer to God:
“I’ve learnt to trust Him more, to be grateful to God for what I have and to be more content.”
Will you help another family like Iopu’s?
Iopu’s situation before CAP is sadly all too common.
Before receiving CAP’s help:
- 8 out of 10 said they couldn’t afford healthy food
- 9 out of 10 said their mental health was affected
- 8 out of 10 said their debt situation lowered their self-confidence
But YOUR support ensures that peoples’ lives are turned around!
Once with CAP:
- 1 in 2 find it easier to afford healthy food
- 7 out of 10 said their mental health was improving
- 3 out of 5 said they feel more confident! (CAP Client Survey 2024)
“With my finances under control, I’ve had space to heal from the hard times. I’m much wiser with my decisions.”
Iopu is so grateful for the support he received – made possible by generous donations:
“It’s almost like thank you is not enough. I’ll just be forever grateful!”
Other ways of giving
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