Get Help

Struggling? We care. Help is FREE.

We’re here to help 

Our services are free for all New Zealanders.

We’ll listen to see how we can help you do the best for you, your whānau and your kids.

Ways we can help you

Get out of debt

CAP Money course

Money problems

Kick a habit

Life Skills  Thrive on a low income

Get into work

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Debt Help referrals

Every day, courageous New Zealanders like you are going from surviving… to thriving

%

of clients say CAP is “life-transforming” or a “great help”

New Zealanders have gone debt free!

Meet some of our friendly CAP team who will walk with you through the process

Riki
Debt Help Coach

Iwi: Te Rarawa/Te Atiawa/Scotland
Favourite food: Lamb shanks in winter and self-caught fish in summer!
Passion: To see you released from the burden of debt and to witness your life changing experiences.

Meet some of our friendly CAP team who will walk with you through the process

Leseaimalo Katie
Pasifika Engagement Manager

Favourite music: Old skool RnB!
“I understand what you’re going through... because my family has also been part of the CAP journey. It’s my heart to see families receive the love & encouragement they need to become debt free too!”

Meet some of our friendly CAP team who will walk with you through the process

Karen
Senior Support Caseworker

Favourite song: So will I (100 Billion X)
“Being a mother, I know that when a client becomes debt free, it is going to improve their children’s lives, and their children’s children’s lives."