CAP submissions and responses to government

Christians Against Poverty makes submissions and responses to government on topics that have a potential to improve the lives of New Zealanders facing hardship. These topics range from debt collection, to telecommunications, to the grocery market. You may also want to view CAP’s research and policy publications.

2022

Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 and updated Responsible Lending Code Consultation Paper
MBIE Grocery Code of Conduct Consultation
Exposure Draft of the Updated Credit Contracts and Consumer Finance Regulations 2004 and Responsible Lending Code Submission
MBIE Mandatory Unit Pricing Submission
Reserve Bank of New Zealand – Future of Money Submission
Response to the December 2021 CCCFA Amendments

2021

MBIE Buy-Now, Pay-Later Submission
Commerce Commission Market Study into Grocery Sector - November
Commerce Commission Market Study into Grocery Sector - August
Commerce Commission Telecommunications Retail Service Quality
Conduct of Financial Institutions
Financial dispute resolution scheme rules

2020

Credit Contracts and Consumer Finance Amendment Regulations - Feb 2020
Credit Contracts and Consumer Finance Amendment Regulations - July 2020
Credit Contracts and Consumer Finance Amendment Regulations (No. 2) – Sep 2020
Electricity Authority Consumer Care Guidelines Consultation Paper

2019

Feedback to consultation on interest rate cap
Oral submission to Parliamentary Committee on the Credit Contracts and Consumer Finance Amendment Bill
Finance and Expenditure Select Committee on the Credit Contracts and Consumer Finance Amendment Bill
Review of Retirement Income Policies
The Future of Cash Use – Te Whakamahinga Moni Anamata

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Research and policy

CAP’s story in Aotearoa

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