Sarah, working as a hairdresser, suffered an overuse injury. Unable to work, her finances soon became unmanageable.
“The debt felt inescapable. I’d lost my passion, and it felt like my identity as well. I got really depressed.”
“The stress of finances, because money lenders were trying to chase me… I’d never been depressed before. You feel like you can’t breathe — things got bad.”
Sarah’s counsellor suggested she call CAP for free help.
“I was thinking, ‘CAP’s a Christian thing?!’ Are they going to push that on me? But my Debt Coach, came over & Dave was so friendly, and real! We had a laugh.”
CAP’s practical help was game changing for Sarah. “He prayed for me to be strong and to be able to get the finances done. And prayed for the boys — for them to be returned to my care. So that was a cool vibe”.
Right now, there’s a wave of people calling CAP, drowning in debt.
Your donation of $46 a month is what it takes to release each person in a household from poverty. Start your gift today to help the next person like Sarah… to go from surviving to thriving.
Online Donations are powered by Pushpay and are secure.
Another way to give: via bank transfer
“I started attacking the debt : that was a huge relief, emotionally and mentally.” — Sarah
Your regular donations to CAP enable people, like Sarah, to start:
- strengthening their financial position, and
- strengthening people’s relationships with money, self, others and God.
CAP’s approach is proven to work — here’s how:
- A CAP first responder takes a person’s call
- A Debt Coach from a local church visits their home — or wherever is convenient amidst their complex lives
- Empty cupboards are filled with food, if needed
- CAP advocates with money lenders to get unfair interest and fees wiped
- CAP provides a budget which prioritises family essentials like rent and food
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Savings are built into CAP budgets, so people learn a savings habit to reach their goals!
“My Debt Coach dropped off vegetables and things from church — a big hamper. Wow, it was so kind. ” — Sarah
And as money chaos ends, people like Sarah discover new headspace to strengthen relationships…
- Whānau relationships strengthen
- New friendships are formed as people connect to a local church
- People discover they’re made in God’s image; taking steps closer to Jesus.
By giving $46 a month you’ll enable another New Zealander, like Sarah, to start discovering life in all its fullness.
Online Donations are powered by Pushpay and are secure.
Another way to give: via bank transfer
Social impact - independently assessed by Impact Lab
Improved mental health
Improved spiritual wellbeing
Improved partner relationships
Improved physical health & food choices
Reduced need for emergency benefits
Your giving creates a generational impact. CAP empowered Sarah to repay the debt using her own income. It’s clients who do the hard work — CAP never pays a dollar of their debt. Parents gain money wisdom in the CAP process, and it’s often passed onto children.
For Sarah, after five months with CAP, she was stable enough to get her own place. Her boys were able to live with her again!
New Zealanders have gone from hardship to living debt free!
million dollars in unmanageable debt and bills repaid or written off
%
people using CAP Debt Help say it's 'life-transforming' or 'a great help'
%
of people stay free from unmanageable debt two years after going debt-free
A ‘with Jesus’ approach that cares for the whole person
People are complex, relational beings made up of mind, body and spirit. So, CAP Debt Help works by wrapping around the whole person.
CAP partners with 46 churches up and down Aotearoa. That means you’ll be addressing physical/material hardship, relational needs, and supporting people to take steps closer to Jesus – all at the same time.
Other ways of giving
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