If you’re struggling, we’re here to help.

For more than 10 years, CAP has been walking alongside New Zealanders struggling with debt, poverty and its causes. Each service is free, friendly and focused on the best way to help you, whether you're struggling with debt, unemployment, a life-controlling habit or living on a low income.

Click below to learn more about each of our five free services, or call our Freephone number on 0508 227 111 to chat to one of our team members.

Call the team on 0508 227 111

Emma’s Story

Emma shares her fight to become debt free -- and the mum she's always wanted to be!

Do more with your money!

Learn how CAP Money can transform your finances.

Fia's Story

After raising her family, Fia had no idea how to find work. Then she found her local Job Club.

Lesley's Story

Now that I'm free from my anger, my family and I have more fun.