Refer a person to Debt Help
Nau maiThanks for your interest in referring someone to CAP’s free Debt Help service. As an approved partner, you’re welcome to refer someone today.
What is CAP Debt Help?
CAP Debt Help provides free, confidential support for people in unmanageable debt — enabling whānau like Suliana’s to journey from money chaos to thriving!
- If you’re regularly interacting with people in financial hardship, we recommend you bookmark this page.
- Come back to use our referrals form whenever needed.

“Financially free… I’ve instilled it in my children.” — Suliana
What’s important to know?
When beginning a client journey:
- Each client teams-up with a CAP Financial Mentor and a CAP Coach from a local church
- Together, they identify a person’s biggest priorities to take the pressure off
- As money chaos eases, it’s all about supporting a client to reach their goals — building a future they’re proud of.
Finding the right path out of debt…
- There are a range of options for the client to choose from as they decide on the right path out of debt for them.
- Download this info sheet to see how the refreshed service works.
CAP Approved Referral Partners
Citizens Advice Bureau
Debtfix
FinCap Financial Mentors
Good Shepherd Loans
Habitat for Humanity
Kāinga Ora
Linkpeople
MoneyTalks
MSD Services e.g. Work & Income
NZ Police
Te Hāhi
The Salvation Army
“CAP put a wall around the chaos of my life… for my two precious boys.”
Lee, former CAP client