“The debt is gone. It's so soothing, so relieving, so peaceful... I'm free!”

Free help for New Zealanders like Winnie in unmanageable debt and hardship.

“Oh my gosh. Freedom I never had. And my kids have savings now!”

Free help for New Zealanders in unmanageable debt and hardship.

CAP walks alongside whānau — ending money chaos in Aotearoa. Freed from debt and poverty, people are financially resilient — as they strengthen their relationships with money, self, others and God.

churches run free CAP Money courses across Aotearoa

New Zealanders have gone from hardship to living debt free!

people in closer relationship with Jesus

Ways we can help you

Get out of debt

CAP Money course

Money problems

My church wants…


Debt Help referrals


Tips and wisdom from New Zealanders who’ve gone from surviving to thriving

Impact stories

The loss of his career and the loss of a relationship coincided, leaving Lee completely overwhelmed. However, as a dad, Lee was committed to do anything for his two boys.

Despite feeling fearful, he reached out to CAP for free Debt Help. “There was a gentleness I’d never experienced before… CAP put a wall around the chaos of my life.”

Lee standing outside in his garden holding seed packets
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This is the origin story of Christians Against Poverty: from one man's act of faith to tens-of-thousands discovering life in all its fullness.

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“I'm debt free. It's so surreal for me... Oh my gosh, I don't owe anybody anything and I can have a peaceful sleep.”


“CAP really care about each person. They put a lot of time and love into each client and they did that with me from day dot.”


“The day our Debt Coach came to our house...it was like God's peace walked through that door. She wasn't judging us that we were gambling and over-spending.”

Kath & Malo

“Our marriage has gone from strength-to-strength. And there's no greater feeling on earth than saying YES to your kids.”

Mark & Carol