Overwhelmed by “mounds of debt”, Emma felt helpless and without hope.

Barely able to afford basics like food, Emma and her son eventually resorted to living in a garage just to get by each week. Simple extras like buying a birthday present left Emma sleepless and gripped by fear.

“I felt worthless as a mum…I was genuinely terrified. I didn’t know what to do.”

One day, Emma discovered CAP and chose to reach out for help. Watch her story to find out what happened!

Find out how you can help more Kiwis like Emma by visiting the donate page above.

Emma’s Story

Emma shares her fight to become debt free -- and the mum she's always wanted to be!