Working as a hairdresser, Sarah had been ‘ticking things up’ with a motivation to give her boys the best start. Unfortunately she suffered an overuse injury. Unable to work, and her finances soon became unmanageable.
“The debt felt inescapable. Lost my passion, and it felt like my identity as well. I got really depressed.”
“The stress of finances, because money lenders were trying to chase me. I’d never been depressed before. You feel like you can’t breathe… things got bad.”
Sarah opened up to a counsellor who suggested she call CAP for free help.
“I was thinking, CAP’s a Christian thing… are they going to push that on me? But my Debt Coach, Dave, came over and he was so friendly, and real! We had a laugh.”
This combination of practical help and prayer was game changing for Sarah. “He prayed for me to be strong and to be able to get the finances done. And prayed for the boys — for them to be returned to my care. So that was a cool vibe”.
Right now, there’s a wave of people calling CAP, drowning in debt.
Your donation of $1.50 a day (= $10.50 a week or $46 a month) is what it takes to release each precious person in a household from poverty. Start your gift today & the next person, like Sarah, will never have to struggle alone.
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Another way to give: via bank transfer
Releasing New Zealanders from poverty, in partnership
with you and Rhema Media.
people released... since 1st July 2023!
You’re regular giving to CAP offers people like Sarah a unique combo of:
- Strengthening their financial position
- Strengthening relationships with money, self, others and God.
You’ll provide holistic practical help as well as the love of God – a local church journeys alongside each precious person.
- Caring practically
- Coaching and free support until they’re set free
- Connecting people relationally and spiritually with a community who cares.
Prayer & karakia is offered — inviting God’s peace into the ups & downs of life.
“I started attacking the debt — that was a huge relief, emotionally and mentally.”
When you start a regular gift of $1.50 a day — the equivalent of $10.50 a week or $46 a month — you’ll enable another New Zealander, like Sarah, to start discovering life in all its fullness.
Online Donations are powered by Pushpay & are secure. Alternatively, you can give offline or via bank transfer here.
You’ll provide essential help. A CAP first responder will take their call, plus a Debt Coach from a local church will visit their home – meaning there’s no barriers to help. Empty cupboards will be filled with food, if needed.
“My Debt Coach, Dave, dropped me off vegetables and things from church. A big hamper, which was just amazing. ‘Wow, it was just so kind’. ”
CAP’s approach is proven to work:
- A CAP specialist team goes into bat with money lenders to get unfair interest and fees wiped.
- A customised budget will prioritise essentials like rent/food.
- CAP empowers people to repay their debt using their own income. CAP never pays a dollar of their debt. It’s the clients who do the hard work.
Social impact - independently assessed by Impact Lab
Improved mental health
Improved spiritual wellbeing
Improved partner relationships
Improved physical health & food choices
Reduced need for emergency benefits
Create a generational impact. As Sia journeyed with CAP she started sharing her new money wisdom with her children:
“I’m teaching my children better money principles. I hope that what I’ve learned, they will be able to pick it up and do it for their families.”
Anna & Francis
“CAP helps you get that second chance again.I have realised how good a provider God really is.”
Alaina
“Freed up brain space… I feel like the coolest mum on earth! I can enjoy weekends with the kids— being able to feed them whole, nutritious food.”
Mark & Carol
“Our marriage: it’s gone from strength-to-strength… there’s no greater feeling on earth than saying yes to our kids!”
New Zealanders have gone from hardship to living debt free!
million dollars in unmanageable debt and bills repaid or written off
%
people using CAP Debt Help say it's 'life-transforming' or 'a great help'
%
of people stay free from unmanageable debt two years after going debt-free
A Christ-centred approach that cares for the whole person
People are complex, relational beings made up of mind, body and spirit. So, CAP Debt Help works by wrapping around the whole person.
CAP partners with 56 churches up and down Aotearoa. That means you’ll be addressing physical/material hardship, relational needs, and poverty of spirit – all at the same time.
Other ways of giving
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