The CAP Story

The CAP story: How it all started

In 1996, with just a small donation and a big faith, John Kirkby left his career in finance and started Christians Against Poverty in Bradford, England. His faith adventure led him to people crippled by debt; and he used his expertise to negotiate with creditors, set up budgeting systems and offer a lifeline to those trapped in debt.
John knew that people all over the country were struggling in the same way and he began looking to replicate the work across the UK. He found the answer in the local church, and through this partnership, began opening Debt Help Centres.

Today, CAP’s holistic debt counselling service is run in partnership with hundreds of churches throughout the UK and provides the best debt help service to those with the very least. CAP started running CAP Money Courses in partnership with local churches to help people budget, save and prevent debt, and now offers Job Clubs to help people back into employment.

Get a FREE copy of John's incredible book, Nevertheless >>
CAP comes to New Zealand

In 2007, Gareth and Heather Jones arrived in New Zealand with just enough money to cover two month's expenses and a few contacts to help begin the work of CAP. They found a country ready and waiting for CAP Debt Help and CAP Money Courses.
Since those early days, CAP has experienced rapid expansion across New Zealand. Today, 50 churches partner with CAP to provide holistic Debt Help, hundreds more run the CAP Money Course, and 16 are running CAP Job Clubs -- launched in 2014. 
CAP New Zealand is consistently looking for ways to meet the unique needs of Kiwi families and local churches, including launching CAP Release Groups to help those struggling with addictions of all types; and the development of a rural Debt Help model, so those in the most remote and poorest parts of our country can experience life free from debt.

Find out more about CAP’s free services here

Find out how your church can partner with CAP here

Our Details


0508 227 111 :: FREE Debt Help

09 270 0334 :: Supporter & Media Queries

0508 422 769 :: Church Partnership Queries



PO Box 12041
Penrose, Auckland 1064



I don’t know what I would have done without CAP. They have been life-changing for us.
Lani & Kym
The best thing about being on CAP is the relief from stress. “I can even go in to shops and buy some small stuff for myself now, instead of only window-shopping,”

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